Welcome to Advanced EMI Calculator ("we", "us", or "our"). This Privacy Policy explains how we collect, use, and protect your information when you visit advancedemicalculator.com. We are committed to protecting your privacy and ensuring you have a positive experience on our website.
We do not collect any personally identifiable information (PII). All loan calculations — including loan amounts, interest rates, EMI values, prepayment schedules, and amortisation tables — are processed entirely within your web browser using client-side JavaScript. No financial data is ever transmitted to our servers.
We may collect the following non-personal, anonymised data through third-party analytics tools:
This data is used solely to understand traffic patterns and improve the user experience.
This website uses Google AdSense to display advertisements. Google and its advertising partners may use cookies and similar tracking technologies to serve ads based on your prior visits to this website and other websites across the internet.
Specifically:
We may use Google Analytics to understand how visitors interact with our website. Google Analytics collects information anonymously and reports website trends without identifying individual visitors. Google Analytics uses its own cookies to track visitor interactions. These cookies are used to store information such as the time of visit, whether the visitor has been to the site before, and what site referred the visitor to the page.
For more information on Google Analytics, visit Google's Privacy Policy.
Since all calculations are performed client-side within your browser and we collect no personal financial data, your loan details — including loan amounts, interest rates, prepayment amounts, and EMI schedules — remain entirely private on your device. We employ HTTPS encryption to ensure secure communication between your browser and our website.
Our tool may use your browser's local storage to save your calculator preferences (such as currency selection) for a better experience on return visits. This data is stored locally on your device and is never transmitted to our servers. You can clear this data at any time through your browser settings.
Our website may contain links to external websites, including banks, financial institutions, and other third-party resources. We are not responsible for the content, privacy practices, or policies of these external sites. We encourage you to review the privacy policies of any external sites you visit through links on our website.
This website is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe that a child has provided us with personal information, please contact us immediately so we can take appropriate action.
Since we do not collect personal data, there is generally no personal information for us to manage on your behalf. However, you have the right to:
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this page periodically to stay informed about how we protect your information.
If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at: