Terms of Service

Rules, User Guidelines, and Legal Agreements

1. Agreement to Terms

By accessing and using advancedemicalculator.com (the "Website"), you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use the Website or its calculation tools.

2. Permitted Use

This Website is provided free of charge for your personal, non-commercial use. You may use our calculator to model loans, prepayments, rate changes, and generate PDF export sheets. Any commercial distribution, crawling, mirroring, or scraping of our Website code, assets, or calculators without prior written permission is strictly prohibited.

3. Intellectual Property

All content, calculations, styling, branding, logos, and custom JavaScript codes on this Website are the intellectual property of Advanced EMI Calculator and its creators. You may not copy, modify, distribute, or reverse-engineer any portion of the Website.

4. User Responsibilities & Data

All calculations are processed locally inside your web browser. You are responsible for ensuring the accuracy of any inputs you provide. We do not store, log, or transmit your financial information to any server. You agree not to attempt to disrupt or hack the Website's local scripting engine or server hosting environment.

5. Limitation of Liability

The calculations and reports generated by our tool are estimates and simulations. We make no guarantees of their absolute accuracy. Under no circumstances shall Advanced EMI Calculator or its creators be liable for any financial decisions, losses, or legal actions resulting from your use of this Website. Always consult a certified financial adviser before making actual loan payments.

6. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles. Any legal disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in Andhra Pradesh, India.

7. Contact Us

For inquiries regarding these terms, please contact us at nithin.kumar.contact@zohomail.in.

Last updated: June 2026